Terms and Conditions
For individuals:

• The Bank issues cards for personal residents
and non-residents of the Azerbaijan Republic
• A personal in whose name a card is issued shall
submit their ID to the Bank
• Together with the card the Customer will receive
a sealed envelope with their PIN
• A Special Card Account (SCA) will be opened for
the Customer in AZN, USD and EUR
• Additional (family) cards are issued on the
principal card account at the request of the
principal holder
• The rules, and the terms and conditions of using
the cards are contained in the Terms and Conditions
attached to the Payment Card Service Agreement